Next, I pray.
Philippians 4:6 says "Do not be anxious about anything but in everything by prayer and supplication with thanksgiving let your REQUESTS be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and minds in Christ Jesus." At the end of my study time, I pray and give everything to Him. I have created prayer pages that look like this in my journal. (see insert below). I have a place for the REQUEST and then a place for His ANSWER! (He always answers! It may be yes, no... or wait). You can do this on any page - just title the columns and write your request. Always date it so that you can go back and write His answer! Sometimes I forget that I even prayed a specific prayer and as I look back, I realize that He has answered it already! He is always working and answering my prayers - even when I forget!
I have done this for years and I can't tell you how encouraging it is to go back and see how many prayers He has answered! (My daughter and I have created a resource "MY JESUS JOURNAL - A Simple Tool to Create Daily Habits" which contains space for Bible Study, Journaling and Prayer - all in one book! You can purchase it through her business, http://www.marrymeinspring.com/prints/my-jesus-journal, if you are interested.)
You can pray for different areas on specific days - like family on Monday, friends on Tuesday, government officials on Wednesday..., etc. Make it personal and specific.
As you make requests, don't forget to listen. This is not a one way conversation. God is going to speak to you through this time. Listen for His voice! It may be as you study His Scripture, as you pray or journal.
This is just one way to study the Bible and spend time with Jesus. You may have another way that works for you. You may do it in a different order than I do. Do what works for you! If you want to journal first and talk with Him, do that. If you want to pray first and then study His word - great!
Try to be consistent and daily. Even if it is just for a short time. Soon you won't be able to imagine a day without meeting with Him first! He just wants us to sit at His feet - and to keep Him FIRST! Whatever time we spend INVESTING in His Word and sitting at His feet - will last for eternity!
The last and most important thing I do is to....